Exotic · Luxury · Collector financing
More car.
Less monthly.
Financing built by car people, for car people. The car you want, on a payment that makes sense. Fast, private, and fluent in cars your bank doesn't understand.
Run the numbers.
Move the slider, pick a term, get an estimate. No account, no credit hit. Just the math.
24h
approvals
120–240mo
amortized terms available
No
prepayment penalty
Your monthly payment
$10,436
/mo
Minimum 20% down. Illustrative only; rates, amortized terms, and approval depend on the vehicle, borrower, and loan amount. Not a rate quote.
You know these cars. So do we.
Three ways in.
Whether you're buying, selling, or building something bigger, there's a lane for you.
I'm buying a car
Apply and get your amortized terms, with fast approvals on the cars other lenders don't understand.
Apply Now →I'm a dealer
White-glove financing experience with fast approvals, fast funding, and exceptional service for your qualified buyers.
Learn More →Partner with us
Marketplaces and auctions: Offer more ways to buy with flexible financing, fast approvals, and fast funding. Turn bidders into buyers.
Talk partnerships →A lender that speaks car.
Most see a depreciating asset. We see an F40. That's the difference.
We know the cars
From a Huracán to a numbers-matching collector, we understand the asset and why you love it.
Fast & discreet
Typically, same-day approvals within 24 hours and a process that respects your privacy and your time.
Lower monthly
Terms up to 240 months get you the lowest payment. We'll show you the math, not a sales pitch.
Real enthusiasts
Born from real car enthusiasts. We're in the comments, at the meets, and on the auction floor.
"Felt like working with friends who actually know the market, not a paranoid bank. Bought out the lease on my GT2 RS in a week."
"They knew exactly what the car was worth and why it mattered. Funded in days, no lectures about mileage."
Frequently asked.
We typically look for a 680+ FICO for the applicant. Approval also considers the vehicle, the loan amount, and the overall borrower profile. It's about the right borrower and the right car.
Minimum down payments range between 20% and 40%. Exact down-payment requirements vary by vehicle, borrower, and loan amount.
Amortized payment terms of 120, 180, and 240 months, with no prepayment penalty, so you can choose the payment that fits.
Exotics, supercars, luxury, hypercars, and collector cars from Ferrari, Lamborghini, Porsche, and McLaren to Singer, Bugatti, and Koenigsegg. Private party or dealer. See the Vehicles page for the full list.
Typically, same-day approvals within 24 hours. Our process is designed to move at the speed of the deal.
We're quickly expanding nationwide. Check the availability page to see where we're currently active.
Financed amounts range from a minimum of $80k up to $1M+.
Your monthly payments are spread out over 120, 180, or 240 months, making your payments predictable and manageable. The loan itself has an 84-month maturity, meaning that at the end of 84 months, you can either pay off the remaining balance in full or apply to refinance the balance.
There is no prepayment penalty, so you’re always free to pay off your loan early without any additional fees.
More car. Less monthly.
Get approved today.